How to Purchase a Vehicle Jeep RAM Dodge Chrysler


Research Vehicles Depending on your Requirements

”PHD Phelan Home Direct”



The decision to purchase a vehicle is an exciting one to begin with, with so many car make and models the options are almost limitless. Some things to keep in mind when browsing for a vehicle is to really understand what you as a consumer are looking for.

For example, if you have a large family and plan on taking them on road trips or to soccer practice it might be wise to look at a larger vehicle with more seats compared to a simple sedan with five seats. If you want to add a little style and excitement to your life you might look for a sports cars that’ll look good in your garage and on the streets

Requirements and what you want out of your vehicle is different for everyone and it is important to keep that in mind when browsing for a vehicle. Sit down and really ask yourself what you will be using the car for in order to start the car buying process in the right direction


Understand your financial situation and budget

FINANCE at  JACK PHELAN CDJR – no money down program available



Let’s be honest, we would all love to drive a brand new Ferrari or Lamborghini or some sort of luxurious vehicle. With these types of cars comes a lot of financial responsibility. By no means are these cars cheap whether you pay them in full or finance them. You will be looking at large monthly payments that will more than likely have some sort of interest rates tied to them. If you do have the financial ability to purchase these types of vehicles by no means am I saying not to, just understand the financial responsibility that comes with it

For the good majority of us in the car market not looking at super cars or overly expensive vehicles, understanding your budget and monthly income is very important to understand what you can comfortably afford. Look at your monthly income statement and deduct things such as bills, food, and any other expenses that you consider a necessity. From there you can determine what your budget can be moving forward into the car buying process.

Make sure that you have an insurance plan ready for your vehicle before you even purchase the vehicle! This is very important because it is a federal law to have car insurance on a vehicle, whether you just purchased it or have had it for a long time.. There was a story I told to me by a coworker who told me that he was involved in an accident one hour after driving off the dealership lot and he had been rear ended. Luckily he had insurance which covered his car damage and medical bills, but the lady that rear ended him was uninsured and was arrested for driving without car insurance.

If you already own a vehicle and are looking to upgrade to a newer vehicle trading in that vehicle would not be a bad option. What that means is that the dealership will examine your vehicle looking for any issues such as scratches, paint chips, or mechanical issues and then give you a cash offer for your vehicle which you can accept or decline.

Another financial option would be financing or leasing the vehicle of your choice. The two are very similar but also very different and we will go over both just to get a better understanding for which direction you may decide to choose.


Financing a car means that you make monthly payments to the dealership or financial institution that still legally owns the car until you fully pay off the car. Most financing plans often come with interest which takes a small percent of the vehicle’s final price and incorporates it into your monthly payments since you are not purchasing the vehicle in full.

Financing a vehicle is a great option for people who know that they can afford the car long term but don’t have the full value amount for the vehicle at time of purchase.


Leasing a vehicle is in a sense “renting” it out from a car dealership for a specific period of time. Leasing a vehicle allows you to make monthly payments to essentially borrow the vehicle from the dealership until your lease expires and then you have the option to resign the same lease or upgrade to a newer vehicle.

Leasing a vehicle is a great option for people who want to get a vehicle and be able to exchange it for an upgrade once the lease time is over. 

Finding the right dealership and taking a test drive

Once you find the vehicle you are looking for its time to find the right dealership that has your vehicle in stock. Depending on your car model it might be a good move to visit a dealership that specifically carries that make of vehicle. For example, if you are looking to purchase a Jeep, then you would probably want to visit a certified Jeep Dealership in order to find a wider selection of those types of vehicles so you don’t spend a majority of time driving around looking for the exact vehicle you are looking for. 

Once you get to the dealership see if they allow you to test drive the vehicle before you talk about any finances to make sure you actually like the way the vehicle drives and you can see yourself driving that car for the foreseeable future.

Visit multiple dealerships and check out their inventories online to get a better understanding of the vehicle you are looking for. Visiting different dealerships is never a bad idea because you want to search for the best price available to get the best deal.

Make an offer

The price you see at a dealership isn’t necessarily the price you have to pay. There is a little room for negotiation regardless if the car is new, used, or pre-owned certified. If they tell you otherwise than they are lying; realize that car dealerships also have to make profit from car sales in order to keep their dealership open. They are doing you a favor by having the car conveniently close to you instead of having to factory order every vehicle and having to wait a long time for them to ship it or for you to drive it out. You may also qualify for certain rebates or discounts depending on certain aspects of your life. For example, if you are a veteran or part of some sort of association such as the ACM (Association for Computing Machinery) then you may qualify for one of these discounts or rebates. You also don’t have to accept the offer they give you right away, I would go home and either discuss the offer with your family or take a night’s sleep to rethink the offer.

Check to see if the dealership offers any warranties or extra offers such as free oil changes, or tire rotations that can be included in your deal. These extras can only benefit you in the long run and help you save money from spending it at other locations or auto shops to do these types of services

Factory Ordered Vehicles-with PHD Concierge


We here at Jack Phelan Jeep RAM Chrysler Dodge located in Countryside, Illinois; offer brand new factory ordered vehicles straight from Chrysler’s production line. Many vehicles such as the Dodge Challenger Hellcat, Dodge Charger Scat Pack, Jeep Grand Wagoneer, and other SRT vehicles are very limited in our inventory but we do still provide them to our customers. These vehicles must be factory ordered from Chrysler which takes 8-12 weeks with zero mileage added on these vehicles. 

If you are interested in ordering a factory ordered vehicle, please feel free to call us at 708 541-1858 and we would be more than happy to help you with your factory order at a low affordable rate. Our customer care experts will set you up with Israel who is our Chrysler Factory Order Specialist and he will assist you with your order.


 The world is changing with technology and perhaps one of the biggest disruptors ever has been the comeuppance of online shopping.  Currently you can buy pretty much everything online, but there has been one industry where online shopping hasn’t been as pervasive –  the car business. Well, great news it changes today with the introduction of the Phelan Home Direct Program.  The Phelan Home Direct Program or PhD for short allows you buy a Jeep Dodge Chrysler or Ram entirely from home without ever stepping foot into the dealership.  Simply check out our inventory at and give us a call to start the process. 

The process is rather easy, all you have to do is pick a vehicle, if you need help narrowing the features or figuring out which one is best for you you can give us a call.  Once we narrow down which car or SUV is right for you we will work with you to get you the lowest possible payment and the best price possible.  Then we will work with you on your payment method and help you secure financing as well.  Once this is done then we will set up all the paperwork for you on your new Jeep, Dodge, Chrysler or Ram for the best deal possible and mail it to you, or if you are within a 50 mile radius we will bring it over with the vehicle. All you have to do is sign the paperwork and the vehicle is yours.  If you are outside of the 50 mile radius you just have to sign it place it in the prepaid envelope and send it back to us, once in our hands we will send the vehicle over to you. 

Yes, the Phelan Home Direct Program is absolutely free for those within a 100 mile radius, if you are outside the program is also free but you have to cover shipping, do not worry we do have awesome shipping providers that offer minimal rates.  Get your PhD today for the best price, best deal and biggest savings possible.


5859 South La Grange Road, Countryside, IL, USA

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DealerRater Dec 3, 2023

Svet is THE MAN. He got me a great deal on a 2021 ram 1500

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Google Dec 3, 2023

Svet was great from start to finish. We looked around at other dealers for the best deal and Svet was able to offer the best value and priced vehicle. We appreciate all his help.

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Google Dec 3, 2023

Jezabel she was the best salesperson I ever met she was so helpful and was always very clear on everything if I ever need to comeback I definitely want her to be my salesperson I definitely recommend her 👍🏼


Buy or Lease a new Chrysler Dodge Jeep Ram near Countryside Illinois

Welcome to Jack Phelan Chrysler Dodge Jeep Ram

When you walk into Jack Phelan Chrysler Dodge Jeep Ram, you will be able to notice right away the difference between us and your run-of-the-mill dealership. You will be greeted with a smile and shown a fantastic variety of New Vehicles that have limited time pricing specialized for your needs. If you are looking for a reliable Certified Pre-Owned or Used Vehicle, look no further than your Countryside neighborhood dealership. From the new Jeep Renegade and Jeep Wrangler to the new Jeep Cherokee, and many more popular models.

Our Countryside, IL auto dealership is solely focused on creating a unique shopping experience, taking out the stress and bringing back the integrity by offering the best deals and prices available on your new car, truck, van, or SUV. Value your trade-in and see how far your used vehicle can go towards one of our special one-of-a-kind vehicles on our lot. We serve customers from Countryside, Chicago, Downers Grove, Darien, Westchester, Burbank, Cook County, DuPage County, Hodgkins, LaGrange, Hickory Hills, Hinsdale, Bolingbrook, Lisle, Cicero, Burr Ridge, Lyons, Oak Lawn, Tinley Park, Joliet, Orland Park, Naperville, and the surrounding Chicagoland areas because they know when they come to Jack Phelan Chrysler Dodge Jeep Ram, they will be treated like family. Take the next step and reach out to us today. Do you have a particular vehicle in mind? If you don’t see what you are looking for, click on Vehicle Finder Service, fill out the form, and we will inform you when vehicles arrive that match your search! Stop in or call us today .

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Jack Phelan Dodge Chrysler Jeep Ram 41.7835951, -87.8676345.